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Last Wednesday, you could almost hear the deafening cheers from Wall Street investors as the Dow Jones Industrial Average surpassed 20,000 for the first time ever. In 120 years of turbulent history, it has never before managed to come close to this level. Do not be fooled by Mr. Market.

Look back at the not-so-distant history of March 30, 1999. This was the day that the Wall Street Journal heralded the dawn of a new era as the Dow blew past 10,000 for the first time in history with its “Dow Industrials Top 10,000.” This then-record high occurred on March 29, 1999. It lasted for all of eight and a half months.

By January 14, 2000, the Dow and other market indices had reached their inevitable peak. From this point on, a bloodbath ensued over the next two years. An eye watering $5 trillion of wealth became erased from the ledgers of investors the world over.

These new lofty levels of the Dow should give you plenty of pause for thought. useful reference Whether or not you believe a severe market correction is long overdue or not, you should at least consider that buying stocks when they are overpriced is the single worst mistake you can possibly make in investing. Regardless of how amazing the investment may appear, when you pay too much, you are asking for trouble.

How do you know stocks are so overpriced now? It is more than the recent record of 20,000, which only 10 years ago sounded more like science fiction than actually possible. It is the fact that the price to sales ratio is the highest it has been in 15 years at least. Some scary food for thought is that this ratio is actually massively higher now than it was before the last devastating crash in 2008.

Consider the Price to Earnings ratio as well. This cyclically-adjusted level today stands at its highest amount since the dot com crash after 2000, which is also higher than before the 2008 market crash. Ditto for Enterprise Values to EBITDA which measures the operating cashflow of a corporation’s principal business.

It would be naive to believe that U.S. stocks will simply continue to rise forever. History tells us what happens when investors start to believe that. A better choice is to invest in markets where there is opportunity remaining. Many overseas markets are now far more attractively priced.

Goldman Sachs just announced that European stock markets have twice as much potential and room to rise as do American equities’ markets. Their Price-to-Book ratios are significantly more attractive than are their American peers.

Even Japanese corporations are flush with cash (more than any exchange-listed companies in any rival nation) and starting to pay higher dividends and do more share buybacks. This is true while their stocks are at comparatively cheap prices when measured against American equities.

As for the debt levels of Japanese companies, they boast the strongest balance sheets on earth. Compare this to American companies which are overburdened with simply years of built-up debts. Value investing remains among the most successful strategies in the markets over the past 50 years.

Is Your Retirement Portfolio Ready for the Inevitable American Stock Market Crash?

Stocks never rise in a straight line. History has proven time and again when they irrationally get ahead of themselves, they come crashing back down. This was the case in 1987, 2000, and 2008. We are long overdue for a severe pullback, especially given the new all-time highs which are based on only speculation and hope. When the markets do inevitably fall back down, gold will once again prove to be the smartest asset class in which to have moved at least some of your retirement assets.


Gold-Prices-10-Year-Chart-2000-2010

As this chart demonstrates, from the years of 2000 through 2010 when the stock markets check my blog crashed and burned not once but twice, gold prices rose from around $250 per ounce to approximately $1,400 per ounce. The yellow metal will protect you again in the next stock market retrenchment. You can safely rely on its hedging power for your portfolio. Request your free and no-obligation gold IRA rollover kit now by clicking on the links in this article to learn everything you need in order to protect your assets by a partial allocation to physical gold.

 

Getting My designer wallets To Work

Look out: Is the Color of Your Handbag Sapping Your Wealth?

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And now, for the first time, I'm offering this article designed expressly to show the importance of color and some other secrets to help Energize Your Money Magnet. (I'll tell you more about this in just a moment.).

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I love beautiful bags! I 'd go ahead and buy myself a gorgeous red bag I just saw at Macy's if I didn't care about my finances. While the asking price of the bag itself wouldn't have broken my finances, that red color might have. So, instead, I've just bought a new green handbag and a deep chocolate-colored wallet. Why? For my specific birthdate and the planetary influences in my home, the powerful vibrations of these colors simulate money magnets for me. I sometimes carry a different-colored bag and wallet, too, when my Feng Shui 'energy forecast' shows the chance of money loss. These other colors can blunt the impact of these unfavorable energies and help me hang onto my money.

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Should you run out and buy a green purse or a chocolate wallet? Absolutely not-- unless you have the identical influences at work in your natal chart and home as I do. These same colors could actually undermine you financially-- without your even being aware of it if you don't.

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Different number combinations attract different types of energy which we experience as good fortune or bad money luck. The bad and good combinations depend on how the numbers that represent the energetic pattern of our natal chart interact with the numbers that represent our interaction with the world-- e.g., the vibrational value of colors, directions, and other elements of our environment.

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Why risk bad money luck?

 


Your wallet or purse is at the center of your routine financial life. Their color interacts with you directly and energetically!! Every single time I am tempted to think that this is 'just a little thing,' and go ahead and carry a bright red purse, I quickly see my luck turn and am read more reminded of just how real-- and how powerful-- color energies are.
Many New Age Feng Shui specialists will tell you carry a color that is the same get on ebay as your Gua number. Not true-- and this could in fact drain wealth. Other New Agers say to carry your money in a red or blue purse. One consultant even sells red and blue purses! Well, there is just no such thing as 'one size fits all Feng Shui,' and without knowing how red and blue will impact you energetically; you could be risking downright disastrous results.
Could you forsake a wallet or purse and just put your money in your pocket? Sure, but why not seize the day to handle the color of your money holder to help lessen losses as you attract wealth?

Check out some fabulous women's designer handbags and wallets, and be mindful of your energy colors!

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ladies leather wallets - An Overview

Look out: Is the Color of Your Wallet Sapping Your Wealth?

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We've all heard that Capital One commercial: 'What's in your wallet?' If you're interested in attracting wealth, a more important question is. 'What color's your handbag?' And now, for the very first time, I'm presenting this article designed expressly to use color and some other secrets to help Stimulate Your Money Magnet. (I'll tell you more about this in just a moment.).

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I love beautiful purses! If I didn't care about my money affairs, I 'd go ahead and buy myself a beautiful red wallet I just saw at a designer store. However, while the price of the bag itself wouldn't have wrecked my finances, that red color might have. Actually, I've just bought a new green purse and a deep chocolate-colored wallet. Why? For my particular birthdate and the planetary influences in my home, the energetic vibrations of these colors act like money magnets for me. I often carry a different-colored bag and wallet, too, when my Feng Shui 'energy forecast' shows the chance of money loss. These other colors can blunt the impact of these adverse energies and help me hang onto my money.

leather wallets women long money clip designer gifts

Should you go out and buy a green purse or a chocolate wallet? Absolutely not-- unless you have the identical influences at work in your natal chart and home as I do. If you don't, these same colors could actually weaken you financially-- without your even being aware of it.

fashion stylish designer wallet women leather many colors gifts

All things in the universe carries an energetic throb. This vibration can be quantified as best of ebay a particular number. Different number combinations attract different types of energy which we experience as good fortune or bad money luck. The good and bad combinations depend on how the numbers that represent the energetic pattern get on ebay of our natal chart interact with the numbers click here that represent our interaction with the world-- e.g., the vibrational value of colors, directions, and other elements of our environment.

Bi fold wallet designer leather for women many colors clutch long gifts
 

Why risk bad money luck?

 


Your wallet or purse is at the center of your everyday financial life. Their color interacts with you directly and energetically!! Every time I am attracted to think that this is 'just a little thing,' and go ahead and carry a bright red purse, I quickly see my luck turn and am reminded of just how real-- and how powerful-- color energies are.
Many New Age Feng Shui consultants will tell you carry a color that is the same as your Gua number. Other New Agers say to carry your money in a red or blue purse.
Could you forego a wallet or purse and just put your money in your pocket? Sure, but why not take the opportunity to manipulate the color of your money holder to help lessen losses as you attract prosperity?

Check out some fabulous women's designer handbags and wallets, and be mindful of your energy colors!

fashion stylish designer wallet women leather many colors gifts

5 Simple Techniques For home accessories

Gorgeous Interior designs tips for your home

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From entry to master bedroom and from the pantry to the home office. You will find the decorating help for every room in your house. You can decorate your bedroom, kitchen, living area and other spaces with the useful ideas of interior designs. Various decorations, wall decorating things, display units, chest of drawers, sofa sets all these things completes the phenomena of interior design. It is a reflection of your style and good taste.

Here are some beautiful ideas of decoration for different spaces, take a look on them:
 

Living room

 


From being formal sitting room to a perfect get together place, a living room is always the versatile and beautiful place of your house. You all gather here for socializing, entertainment, study and other small house parties. Nowadays, they may be a great room that neighbors with the kitchen and dining area. One of the first things is to decide on a prime focus for the living room and where you want to create conversation place. Your selection and arrangement of furniture for this place should be pre-planned according to requirements. The main elements are the sofa, rugs and carpets, display units, lightings, wallpapers and others should be chosen wisely according to available space and dimensions.

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Bedroom



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You spend the greatest time of your life in the bedroom. You should consider very carefully how to make it a peaceful and restful place. This includes choosing the bed, wardrobes and other bedroom furniture. When you can spend enough on spectacular things, so buying a good quality mattress and pillows adds beauty and elegance to your room. The choice of colours should be lighter if you are a morning person and darker is best for later risers. Lighting is an important factor for establishing the right mood as well as allowing you to get dressed and read in the space. You should search online interior design ideas for better options.

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Children's room



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For kids room, there are the assortment of designs and ideas for a girl child and boy child separately. Different themes and furniture were available for kids room. You should look online for great ideas. Kids room should be colorful, have enough storage space for their toys and other stuff and have safe and comfortable furniture.

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Bathroom decor



If you want a lavish bathroom like a beautiful spa, then you should use the beautiful design ideas for bathrooms such as how to make it sophisticated and organised with the idea of cabinets, tile, mirrors, sinks, lighting and accents. But you will also need the greatest ideas for small accessories that will make the space look and feel spacious. If it is going to be a full renovation, there are lots of ideas for remodeling the entire bathroom from choosing sink to different organisers.

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Kitchen designs



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The kitchen designs may be expensive to renovate, so you will carefully plan and consider the interiors. You will have to make special concern for small kitchen space that makes this spacious and more planned with enough storage. Nowadays there are various beautiful interior designs for kitchen available under budget. These include deep cleaning, freshening the paint, changing the cabinets and adding the lightings and other accessories.

 

 

Dining room decorating



The dining table is the focal point or centrepiece of the room, with special concerns for small dining areas. Also, you need to take into account the dining chairs with it. The chandelier is another component that will show you the styles and theme for your meals. Other accents for this place are tableware, curtains and drapes.
Decorating foyer: The foyer should be an inviting area that sets the theme for the rest of the dwelling, but there are also many practical things to be considered. You can check online the ideas for flooring, tables, storage, chandelier and many more.

 

 

Designing home office



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Maybe you will have different click here kinds of needs if you'll be seeing clients at your home office. You can adorn it with display units, racks, bookshelves, a beautiful large table and set of chairs.

What Does how to generate sales leads online Mean?



The Advantage of Lead Generation
A lot of businesses are struggling at the moment-- mainly when it comes to sales. Most of these struggles are because of the bad economy. Even so, some salespeople are running out of gas for the reason that they believe they've hit the ceiling of people and companies to promote their services or products.




In truth, these marketing guys might not be seeking hard enough or in the right sources for new business. A normal myth about sales is that it is all just cold calling as many people or businesses as attainable until you get a bite. Truthfully, seeing the right target groups to sell to is just as important to sales as actually selling to them. The process of finding this new business is called lead generation.

One of the biggest keys to a successful business is the generation of new sales leads. A lead is a person or company that has shown some interest in the services or products that your company provides.

Years ago, leads were developed by meeting people, cold calling, and purchased lists. You could develop leads, but the volume of good leads would not be considerable. In the last 10-15 years advances in technology have made it extremely easy to target and acquire ideal leads.

Social media and search engines have substantially simplified the activity of generating leads. It literally takes a matter of seconds to find a multitude of people and companies who fit the criteria for a potential sale. It may take some supplementary research to find your new lead's contact information, and then some more time to contact them, but it will still be a hundred times better than cold phone calls. It's now possible to generate an extremely high volume of leads in a short period of time. The more leads you get, the more pitches your sales team is ultimately heading to close. For many companies, it will make sense to dedicate full time employees solely to focusing on lead generation.





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Jersey City
07310
NJ
USA
Transbytes Inc


Lead Generation For Local Businesses
We provide leads for home and commercial contractors including HVAC, Roofers, plumbers, electricians, water damage and mold, pest control, tree removal, moversand many more.

We also help generate leads for financial advisors, payroll companies, lawyers and attorneys...http://transbytes.com/
Serving all of USA

Transbytes Inc
Jersey City, NJ 07310
http://transbytes.com/

We do lead generation for home and commercial contractors including HVAC, Roofers, plumbers, electricians, water damage and mold, pest control, tree removal, moversand many more.

We also help generate leads for financial advisors, payroll companies, lawyers and attorneys...http://transbytes.com/

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Lead Generation Companies and Effective Ways To Choose One

Organically appealing to users to your site takes a considerable amount of time and effort, and those lead generation schemes ebb and flow with consumer demand and general brand awareness. To help make up for an organic pipeline that has slowed to a trickle, many sales and marketing teams turn to lead generation companies to keep sales teams employed and expand their customer base.

Lead gen companies and services can be priceless as you have outsourced a time-consuming and complex task to experts. And the only way to get sales is to generate leads first - in other words, generate interest in your service and customer inquiries about buying it.

So sales lead generation is essential because it's what keeps companies running.

It's a sport of numbers, and those numbers aggregate in well-planned lead generation strategies. The main aim is quality, and 'quality' here means that you're getting pre-qualified leads that you can approach with personalized, industry-specific messaging.

You can't generally call any tactic the 'best lead generation tactic' or the 'worst'. For each one you can locate companies that get enough clients doing just that (be it email marketing, SEO, or content marketing). B2B marketers say that the biggest obstacles to lead generation success are the lack of resources in staffing, time, or budgeting.

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Lead Generation Companies and The Best Ways To Choose One

Organically engaging users to your site takes a great deal of time and effort, and those lead generation methods ebb and flow with consumer demand and general brand awareness. To help make up for an organic pipeline that has slowed to a trickle, many sales and marketing teams turn to lead generation companies to keep sales teams swamped and expand their customer base.

Lead gen companies and services can be more info indispensable as you have outsourced a time-consuming and complex task to experts. And the only way to get sales is to generate leads first - in other words, generate interest in your solution and customer inquiries about getting it.

So lead generation is important because it's what keeps companies running.

It's a sport of numbers, and those numbers add up in convenient lead generation strategies. The main aim is quality, and 'quality' here means that you're obtaining pre-qualified leads that you can approach with personalized, industry-specific messaging.

You can't generally tag any tactic the 'best lead generation tactic' or the 'worst'. For each one you can locate companies that get enough clients doing just that (be it email marketing, SEO, or content marketing). B2B marketers say that the biggest obstacles to lead generation success are the lack of resources in staffing, time, or budgeting.

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